Day Beware of ‘sweetheart’ scams this Valentine’s

Day Beware of ‘sweetheart’ scams this Valentine’s

NASHVILLE – With Valentine’s quickly approaching, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs reminds Tennesseans to be wary of ‘sweetheart’ scammers who claim to love you but, in reality, are only after your money day.

“Valentine’s Day is a period to show your family simply how much you care, but inaddition it supplies the perfect chance for unscrupulous people to make the most of naive customers with the use of emotion-provoking scam tactics,” stated TDCI Commissioner Julie Mix McPeak. “We urge customers to keep clear of deals that seem too good to be real and folks whom ask for cash through online dating services.”

With Tennessee rated 10 th when you look at the nation for fraudulence , the Division of customer Affairs provides the after to greatly help Tennesseans avoid being fully a scammer’s sweetheart:

ONLINE DATING SITES SCAMS union frauds, or scams that are“sweetheart” are among the kenyancupid earliest tricks in many scammers’ playbooks. Unfortuitously, the increase of online dating sites web sites, mobile apps, and social media platforms have actually provided scammers an alternative way to deceive individuals into thinking their schemes. While genuine relationships are usually obtained online, scammers also make use of these web sites and platforms to victim on naive victims. Scammers will generate profiles that are fake attract people and then make use of psychological techniques to obtain cash.

  • You meet somebody for a dating internet site. Anyone you’re chatting with straight away would like to keep the dating website and begin interacting over individual e-mail or IM.
  • The claims that are individual quickly and things turn severe.
  • As the person claims become from the U.S., she or he additionally claims become working or traveling offshore.
  • Scammers use thoughts by simply making up elaborate tales about requiring cash for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the monetary assistance by wiring them money. The very first transfer is tiny, but it is accompanied by demands to get more.

Keep in mind: NEVER deliver money to a person who is making use of the above strategies or to some body you’ve never ever met face-to-face.


Gift cards frauds can be a way that is increasingly common scammers to benefit down customers with good motives. Just last year, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an internet love interest or even a remote household user up against a economic bind. Rather than a cable transfer or cash, the scammers will persuade the customer to acquire present cards (frequently iTunes or Google Enjoy) and supply these with the code that is redeemable the rear of the card. (this technique is optimal for scammers as the scam is difficult to locate.) Customers who get an obtain re re re re payment utilizing iTunes present cards which they think are a scam should report it into the Federal Trade Commission (“FTC”).

  • Never read or text someone the PIN quantity regarding the straight back of something special card. The quantity is really as good as money in the scammers’ pocket.
  • Reputable organizations, like technology help businesses and shop-at-home services, don’t ask for present cards as re re re re payment. If you’re being expected by a caller to fund a service or product with a present card, continue with caution since it is most likely a fraud.
  • If you’re buying gift cards as gift ideas, remember to purchase them from a professional and understood supply.


Considering gift that is purchasing or reduced solutions for Valentine’s Day? Remember:

  • Very Very Carefully review the expiration date associated with the present card. Generally speaking, the termination date of something special card you get should really be at the least 5 years following the date it had been given for you beneath the guidelines for the FTC ; additionally, the Tennessee customer Protection Act provides that something special certification will need to have an termination date that is at the least 2 yrs following the present certification is granted.
  • You must never be charged a payment for the present certification being given.
  • Within 2 yrs of buying the present certification, you shouldn’t be charged solution charges (including dormancy costs, latency charges, or administrative charges) that decrease the total value of this present certification.
  • These limitations might not use to prepaid cards in making phone calls or at numerous, unaffiliated merchants or at ATMS. Additionally they may well not affect particular cards provided as client commitment prizes, distributed or offered below face value to charitable businesses for fundraising, offered by way of an organization that is charitable fundraising purposes, provided to a manager by a worker for the employing business, or released by the boss in recognition of solutions done by a member of staff.
  • When selecting something special, be conscious of return policies and have for a present receipt.

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